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Your mobile number, and the answers you give us: employment type, monthly income, pincode and city, the amount or card type you want, and your existing monthly EMIs. Nothing else is required to show you offers.
To work out which lender offers you qualify for, and — if you pick one — to pass your details to that lender so they can process your application. These are two separate consents and you control each one.
Only the lender whose offer you choose, plus the service providers who send your OTP and store your data securely on our behalf. We do not sell your data to anyone. Our full partner list is published on this site.
Our eligibility check is a soft check and does not affect your credit score. If a lender later runs a hard enquiry as part of their own process, they will tell you first.
Journey data is kept for 24 months from your last activity, so you can resume and so we can answer disputes. Consent records are kept as long as the law requires. After that, data is deleted or anonymised.
Write to grievance@offerbridge.example from your registered number's email, or call 1800 000 0000. We will stop processing and delete what we are not legally required to keep. Withdrawing consent does not undo an application already sent to a lender.
Contact our Nodal Officer first — we respond within 15 working days. If you are not satisfied, you may escalate to the RBI's integrated ombudsman scheme or the Data Protection Board.